Home Financing Solutions Tailored to Your Needs
Matt Davis Loans provides a full range of mortgage services tailored to meet the needs of homeowners and home buyers in Northern California. Matt and his team of top mortgage professionals is dedicated to offering personalized solutions that help you secure your dream home or refinance your existing mortgage.
Services
Fixed-Rate Mortgage
The traditional fixed-rate mortgage is the most common loan option, featuring consistent monthly principal and interest payments that remain unchanged for the entire loan term.
Graduated Payment Mortgage
A graduated payment mortgage starts with lower payments that increase each year for a set period (such as 5 or 10 years), after which the payments become fixed for the remainder of the loan.
Adjustable-Rate Mortgage (ARM)
An Adjustable-Rate Mortgage (ARM) begins with a fixed interest rate for a certain period, after which the rate can adjust based on market conditions. ARMs typically start with a lower interest rate than fixed-rate mortgages, making it possible to afford a more expensive home initially.
Interest-Only Mortgage
In an interest-only mortgage, the monthly payments only cover interest for a specific time. This can apply to both fixed-rate and adjustable-rate loans. After the interest-only period ends, the loan becomes fully amortized, leading to higher monthly payments than if principal had been included from the start.
Loans
His mortgage loans provide flexible terms, with options like fixed or adjustable interest rates, and can be tailored to meet your financial needs. Whether you're a first-time homebuyer or an experienced investor, Matt Davis offers various loan types, including conventional, FHA, VA, and jumbo loans. With his expert guidance, you'll navigate the loan process smoothly, securing the financing you need while using your property as collateral. He is here to make homeownership accessible and stress-free.
Reliable Services
Matt Davis Loans’ our commitment to dependability is reflected in every step of the mortgage process, from initial consultation to final approval. Contact him today to schedule a consultation or to learn more about how he can help you achieve your homeownership goals.